The program is open to all residents of the state of New Jersey.
The New Jersey Drug Card was officially launched on May 23rd, 2011. The program has established relationships with more than 11 county wellness programs, The Commerce and Industry Association of New Jersey, New Jersey Hospital Association, among others.
Every New Jersey resident and visitor is eligible to participate; there are no restrictions to membership and no applications to fill out. It is accepted at more than 56,000 regional and national pharmacies across the country. The program was designed to lend a helping hand to all uninsured, underinsured and insured. It is compatible with all insurance plans, however it will not lower co-pays, but can be used to purchase prescriptions not covered by your insurance. It can be used during the deductible periods in H.S.A and high deductible plans, and if you've exceeded your annual prescription limits. Senior citizens with Part D Plans can use the program for medications not covered on their plan.
From the website, www.NJDrugCard.com, you can download a free card, search drug pricing, locate participating pharmacies and ask a question. It provide discounts on brand and generic medications, offering savings as high as 75%. It also provides discounts on additional health products such as eyeglasses, hearing devices, diabetic supplies and more. If you cannot obtain a printed card, simply visit any CVS/pharmacy and they will process your prescription through New Jersey Drug Card.
In any prior, consecutive, 12 month period, dating back to 1988, eligible expenses must exceed 10% of the family's income, plus 15% of any excess income over $100,000. The child must have been 21 years or younger when the medical expenses were incurred. The family must have lived in New Jersey for 3 months immediately prior to the date of application. Migrant workers may be eligible, temporary residents are not.
The Catastrophic Illness in Children Relief Fund (CICRF) was established by legislation to provide financial assistance for New Jersey families whose children have experienced an illness or condition which is not otherwise covered by insurance, State or Federal programs, or other sources such as fundraising.
This program provides New Jersey Medicaid for pregnant women who meet the general requirements but whose family income is up to 185 percent of the federal poverty level, or $32,653 for a family of four. This coverage extends to women during the pregnancy and for 60 days following delivery or the date on which pregnancy ends. A child born to an eligible woman may be eligible for New Jersey Medicaid for up to one year regardless of changes in the family's income.
Pregnant women who meet the general requirements and financial eligibility criteria for New Jersey Medicaid are covered.
free or at a reduced cost
The income eligibility level for children's coverage is 350% of the federal poverty level. For example, children in a family of four with a monthly income of up to $6,432 could be eligible for coverage. For parents, the income eligibility level is 200% of the federal poverty level, or $3,675 for a family of four.
NJ FamilyCare is a federal and state funded health insurance program created to help New Jersey's uninsured children and certain low-income parents and guardians to have affordable health coverage. It is not a welfare program. NJ FamilyCare is for families who do not have available or affordable employer insurance, and cannot afford to pay the high cost of private health insurance.
free or at a reduced cost
You may be eligible for PAAD if you meet the following requirements: A New Jersey resident; 65 years of age or older or 18 years of age or older and receiving Social Security Title II Disability benefits; and Annual income for 2009 of less than $24,432 if single or less than $29,956 if married; and Medicare-eligible PAAD beneficiaries are also required to enroll in a Medicare Part D Prescription Drug Plan.
They will NOT have to pay premiums, deductibles, or any out-of-pocket costs beyond the PAAD co-payment of $6 for generic drugs and $7 for brand name drugs as a result of enrolling in specific basic Medicare Part D plans. Medicare Advantage participants must add a prescription benefit to their coverage, and PAAD will contribute up to the regional benchmark amount towards the prescription portion of their total premium.
The Pharmaceutical Assistance to the Aged and Disabled program helps eligible New Jersey residents pay for prescription drugs, insulin, insulin needles and syringes and needles for injectable medicines used for the treatment of multiple sclerosis. Only drugs approved by the Food and Drug Administration are covered. Drugs purchased outside the State of New Jersey are not covered, nor is any pharmaceutical product whose manufacturer has not agreed to provide rebates to the State of New Jersey.